Home & Contents Insurance

Logical has been assisting home owners & tenants with their insurance for over 35 years and now more than ever we are seeing the need for expert advice when insuring the ‘Great Australian Dream’ with increasing catastrophes such as floods, bushfire & tropical cyclones.

Let us take the uncertainty out of Home & Contents Insurance

Logical is known for offering cutting edge domestic home insurance policies endeavours to provide tailored solutions for home and contents.

Our panel of home insurers consists of recognised Australian market leaders who offer flexible covers supported by our affiliation with Steadfast Insurance Group to provide a broader policy wording unattainable in the direct market. Comprehensive policy wordings and the expertise of Logical provides reassurance that when you choose to cover your home and/or contents with us you are receiving quality and value for money.

Let us take the uncertainty out of Home & Contents insurance, give our friendly team a call today for obligation free advice and cover you can trust.

Avoid the underinsurance trap!

It is well known that many Australian home owners are under insured. In fact, recent studies undertaken by the Australian Securities and Investments Commission (ASIC) found that between 27% and 81% of home owners were under insured. Further, the studies revealed that between 7.50% and 59% of home owners who insured their home building were insured for 70% or less of rebuilding costs. The contents of homes were rarely insured. The financial hardship caused by underinsurance is devastating.

At Logical, we are committed to assisting our clients determine adequate home buildings and contents insurance.

Therefore, we have arranged with Reed Business Information and Sum Insured Pty Ltd for our clients to have access to their Home Building and Contents calculators, which will assist in determining insurable values. Please click on the links below to launch the calculator(s). When completed, please advise our office of the results and we will amend your policy(s) accordingly. Please bear in mind that theses calculators are to be used as guides only. We recommend that you obtain professional advice to ensure that adequate coverage is arranged. Please carefully read the disclaimer below prior to accessing the calculators.

We also have access to special calculators to assist with commercial property coverage. Please contact our office if you require further details.

 

Disclaimer

Typical building replacement costs are provided by Reed Business Information Pty Ltd (A.B.N. 80 132 719 861) trading as Reed Construction Data (‘Reed’) and typical building contents replacement costs are provided by Sum Insured Pty Ltd (A.B.N. 55 947 630 521 (‘SI’) trading as Home Contents. Whilst every care is taken to ensure the accuracy of the information as a guide for costing, no responsibility is accepted by either Reed, SI, Steadfast or the Steadfast Broker for its accuracy. Please check with an Architect, Builder, Quantity Surveyor, Valuer or other suitably qualified professional for an accurate estimate. Neither Steadfast nor the Steadfast Broker takes any responsibility for the costs provided by Reed or SI nor any liability for the accuracy of or reliance upon or use of, the costs. To the fullest extent permitted by law, Reed, SI, Steadfast and the Steadfast Broker expressly disclaim all warranties, express or implied, including, but not limited to, the implied warranty of fitness for a particular purpose. Reed, SI, Steadfast and the Steadfast Broker do not warrant or make any representations regarding the use or the results of the use of the information provided in terms of its correctness, accuracy, reliability, or otherwise.”

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